Katapult is a lease-to-own platform designed to help non-prime consumers purchase durable goods, with low easy to mange payments.
How It Works
- Apply for an account: You can apply online or in-store by providing basic personal information, a valid ID, and payment details.
- Shop in-store or online: Once approved, lease items up to $3,500.
- Choose a payment plan: Katapult offers three main payment plans to suit your needs.
- Checkout and review your lease: Your first lease-to-own payment is due at checkout.
- Pay the lease and enjoy your purchase: Track future payments with the Katapult mobile app.
90-day early purchase option (EPO) terms and conditions apply:
Connecticut, Hawaii, Indiana, Iowa, Maine, Michigan, Nebraska, South Carolina, and West Virginia:
During the first 90 days, your EPO price will be the sum of the leased item’s cash price, 5% of cash price, and $45, less all lease renewal payments made (excluding any tax or fees paid), plus sales tax.
California:
During the first 3 months, your EPO price will be the item’s cash price less all lease renewal payments made (excluding any tax or fees paid), plus sales tax.
All other states:
During the first 90 days, your EPO price will be the leased item’s cash price, plus 5% of cash price, less all lease renewal payments made (excluding any tax or fees paid), plus sales tax.